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Getting into any type of auto accident can be stressful, but collisions that involve commercial trucks tend to be particularly complex. Not only is the damage usually much worse, but commercial drivers must follow very specific laws while out on the road. Here is a closer look at some of the key differences between car and truck crashes.
It is an unfortunate fact that truck accidents are on the rise. Even with strict laws regarding driver training and safety, tens of thousands of commercial drivers are involved in accidents every year. Auto accidents are especially common among older commercial drivers and those who are driving too many hours a week. Some of these accidents are also the result of improper truck maintenance and unbalanced loads.
The average insurance policy for a private driver isn’t going to be big enough to cover damage to a commercial vehicle. A semi-truck can easily carry hundreds of thousands of dollars’ worth of products, and the vehicles themselves are expensive as well. Your current insurance policy will probably only cover a fraction of the expenses if you are found to be partially or fully responsible for the collision. Once your policy has been exhausted, the transportation company can then come after your personal assets.
Before legally driving a semi-truck, an employee must first acquire a commercial driver’s license. Once they have that CDL, they must then follow very specific rules and regulations while out on the road. Those laws regulate how many hours they are allowed to drive in a row, how many hours they can drive in a week, and what types of loads they can carry. If they get into an accident after breaking one of those laws, then you might not be at fault.
Transportation companies generally have excellent insurance policies, but they want to keep their premiums as low as possible. That is why they will do everything in their power to prove that their driver wasn’t responsible for the accident. Some of the larger transportation companies even have their own legal teams specifically to protect their drivers. You will need an experienced semi-truck crash attorney by your side if you want to receive fair compensation and move on with your life.
Private drivers should never attempt to face claims adjusters or huge legal teams on their own. If you were recently involved in an accident with a commercial driver, then you must immediately contact an attorney to discuss your legal options.