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Car accidents are about as unpleasant as it gets.
One second you’re driving along peacefully, and the next, you’re in a crash with your adrenaline spiking and potentially some serious damage to your car. Accidents are even worse when you suspect that you might be the one who’s at fault, but there are a few important things to remember if you find yourself in this situation.
Even in situations where you likely are at fault, it doesn’t benefit you at all to admit that. And in situations where it’s unclear which driver was at fault, any admission of guilt could be the deciding factor in a claim. Don’t admit fault to anyone, and this also means you shouldn’t say “sorry” or anything of that nature to the other driver because that could be considered an admission of guilt. When you talk to your insurance adjuster and the police about the accident, stick to the facts.
While you’ll talk to your own insurance adjuster about the accident, there’s no reason to talk to the other party’s insurance adjuster. What will happen is that they’ll call you and ask you to give them your recorded statement of what happened. You’re not legally obligated to do this, and since it doesn’t benefit you at all, it’s best to decline. The insurance adjuster is trying to minimize how much their insurance company pays out, and that means they’re working against you.
An auto accident attorney like Alexander Law Group can make a significant difference in the outcome of your claim. They can explain what you should do to exercise your legal rights, and they can help you avoid making any mistakes that help the other side. Your attorney can put pressure on the other insurance company, and another benefit is that your attorney can represent you when dealing with insurance adjusters. If you talk to the other insurance adjuster about the accident, anything you say could end up being used against you. Since your attorney wasn’t present at the accident, they can talk about what happened without incriminating you in any way.
If it’s obvious you’re at fault for an accident, nothing you do will change that. But when the outcome is up in the air, handling everything correctly will give you a much better chance of coming out ahead.