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Getting involved or injured in a car accident can be a very distressing experience. Apart from the possible physical harm that can be associated with such an unfortunate event such as whiplash etc., the mental injuries can often be even more worrying. According to Tracey Solicitors, that majority of collisions on Irish roads occurs on short everyday journeys; a trip to the shop, commuting to, and from work, collecting the children from school.
Often one does not think about the impact of an accident until it has already occurred. After the accident, one question always lingers in your mind, “Am I not an excellent driver”? The state of mind of the person who met with an accident is confusing and in such a situation, he or she fails to respond properly. So, to assist you with the solution when you are involved or injured in a car accident, here we bring the accident claim checklist you need, in order to avoid complications later in your claim:
Get Immediate Medical Assistance:
Of course, the most important thing when you are involved in a car crash is to look out for the immediate medical assistance and ensure that any physical injuries caused to yourself or any other parties are attended to, after all, health is more important than wealth or any financial compensation.
Exchange Personal Identity Information:
Always exchange identification information like other driver’s name, address, telephone number & the name of the vehicle owner.
Note down Vehicle Registration Numbers:
The first thing you need to do when you are injured or involved in a car accident is to note down the vehicle registration number. This is the most crucial information for your solicitors to complete the investigations.
Gather Insurance Policy Details:
Both the drivers, injured or involved in an accident, should always exchange each other’s insurance details like your motor insurance company names and numbers along with the motor insurance policy numbers.
Don’t forget to involve Gardaí present on the accident site:
Whenever the car mishap happens, do not forget to involve the Gardaí present on the accident site. If the Gardaíare not available, head to the nearest police station and share your accident details with them. This is most important in a scenario when another party denies about the accident or in case if they were uninsured.
Always take pictures of the accident scene from all different angles, as this will help your car accident solicitor assess how events have unfolded. The pictures can give an accurate impression of the weather and road conditions. Also, the license plate of the other car can also be recorded in this way.
Do not accept the responsibility of the accident:
It is very important that you do not accept the responsibility of the accident occurred as it is the condition mentioned in the most of the Insurance policies of not admitting the liability after an accident. So, it’s always advisable not to discuss the responsible party for the accident at all. Even in circumstances when you are aware that the other driver is at fault, you should remain polite and help him or her in getting the medical assistance.
Don’t leave the accident site:
If you suffered an injury and until the Gardaí arrive at the scene, you should remain available there. It’s a wise decision to remain available at the accident site until both the drivers have exchanged the required information.
Talk to a solicitor:
The most important thing to do is contact a solicitor on a priority basis with as much information as possible. A registered solicitor of the law society can guide you with the correct advice and process to ensure that your case proceeds ahead smoothly and you can have a piece of mind.
All the car mishap claims in Ireland are initially sent to the Injuries Board for them to assess the extent of your injuries and issue a Notice of Assessment. This notice informs the negligent party (or, more often, their insurance company) how much compensation you should receive. Their assessment is based on the medical form which you have to submit with your application (usually completed by your doctor) or by an independent examination which the Injuries Board arranges. The Injuries Board process takes an average of nine to twelve months to complete.