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Car Damage: 4 Steps to Take After Your Car is Totaled in an Accident

Many vehicles are totaled in a serious car accident, and these often are accidents that cause injuries, legal issues and more. There are steps that you can take at the scene of the accident and soon after the accident that can help you to get back on the road to recovery. These are the steps that you should take to begin the recovery process.

            Take Action at the Scene

After a car accident, you may feel hazy and disoriented. In some cases, you may be injured as well. This can be a confusing, stressful time, but you should act appropriately if you want to enjoy the best possible outcome. Avoid ever admitting fault in an accident. Contact law enforcement so that they can write a report. This report will be needed when you file an insurance claim. If your accident results in a lawsuit, the police report will often be reviewed in court.

            Get Medical Attention

Some people are in shock after a car accident, and their adrenaline prevents them from feeling serious pain from injuries. It is common for people to begin experiencing pain from an accident several days after the event. If possible, seek medical attention at the scene of the accident to be checked out. After the accident, you should see a doctor if you develop pain. Remember to keep documentation about your diagnoses and treatments. These documents may be needed during the claims process and if the matter becomes a legal issue.

            File a Claim

As soon as you get home and calm down from the event, you should file a claim. It is wise to contact your own insurance company as well as the insurance company for the other party. Despite who is at fault in the accident, both insurers need to have information about the event. They typically will ask for a copy of the police report as well as any photos that you took at the scene. Because your car is totaled, the insurance company should pay your existing lender off directly up to the limits of your coverage.

            Contact an Attorney

There are several reasons why you may need to reach out to a personal injury attorney from a firm like Alexander Law Group after a car accident. You may be struggling to get your insurance company or the other insurance company to pay out on the claim. A letter from your attorney may resolve the issue without taking the matter to court. You may also need to file a lawsuit against the other driver who caused the accident.

With so many things to do at the scene of the accident and in the following days after it occurred, it is understandable that you may feel stressed. However, these important steps will help you to more quickly get back on track after totaling your car.

Views: 21

Tags: accident, car, damage, total

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