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Any automobile accident is at least an inconvenience and at most a tragic event, but all accidents need to be handled properly to ensure that there is no confusion after the dust has settled. Motorcycle accidents are no exception to this. Take these steps after a crash to ensure the aftermath goes as smoothly as possible.
The absolute first thing to do in any accident is to check that everyone is OK. If anyone is injured, call 911 immediately to have an ambulance come to the scene. Don’t hesitate to get help if there is any sign of injury. Minutes can make the difference between a life or death situation. It’s better to be safe than sorry.
Get to the Side
Get everyone and their vehicles off the main road and to the side if possible to prevent another vehicle from becoming involved in the crash. Accidents cause traffic congestion and increase the risk of someone else getting hurt.
Contact the Police
Call the police to file a report, even if the accident is minor and there appear to be no major injuries or damage to your bike or the other vehicles involved in the collision. An official report gives you proof of what happened and prevents a conflict from occurring or a he-said-she-said situation when dealing with your insurance company. A police report is especially helpful if you need to contact an injury attorney at a firm such as Boling Rice LLC.
Almost everyone has a smartphone these days with a decent camera on it. Take photos of any relevant information including the surroundings, images of damages on your bike and their vehicle and anything else that you feel could potentially help when filing a claim with your insurance company. Note the positioning of each of the vehicles in case there are questions after the fact.
Obtain all necessary information from the other driver. Get their name, address, insurance company, license plate number and anything else that you feel is pertinent. If there are witnesses to the accident it can be helpful to get their contact information too. Never admit to the accident being your fault. That is for the insurance company to decide. You could end up costing yourself much more out-of-pocket by admitting fault.
Contact your Insurance
Contact your insurance company and file a claim if necessary for medical expenses or damages. This is where the police report can be helpful since it includes the appropriate information and will speed the claims process up.
Keep yourself and your pocket safe. Follow these steps after a crash and have peace of mind knowing you have everything covered. Always dress appropriately and wear a helmet when riding.