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Every vehicle owner understands the importance of promptly repairing any minor windshield damage and replacing the car windscreen when repairs are not deemed feasible. What’s more, is that windshield damage can come at the most unexpected times. A stray pebble can be tossed up by a speeding vehicle and may hit your windshield. A falling tree branch or worn out wipers can cause immense damage as well. Over time, fine pitting damage may also occur on your car windshield making it necessary to repair or replace it. Your Hyundai car glass repair price may put a dent in your monthly budget and it is important to know if your auto insurance will cover windshield repair or replacement costs.
To understand if you can claim insurance on windshield damage you will first need to understand the terms of your auto insurance policy. If you have opted for a comprehensive insurance policy, your car insurer will agree to reimburse you for any damage repair or replacement of the windshield. If, however, you have a basic coverage it may or may not include windshield repair and replacement costs. This means that prior to opting for car insurance, it is important to read the terms and conditions carefully.
If you already have a policy that does not cover windshield repair and replacement costs, you need not cancel it midway. You may check with your insurer if they have any additional riders or top-up plans that you may opt for to ensure the car glass as well. This may increase your premium marginally, but the benefits of this add-on are well worth it. Here too you must carefully evaluate the terms of these add-on insurance riders. Many insurers may not reimburse your Santro front glass price in case of pitting damage but may be willing to pay accidental repairs and replacement costs.
There are a few important things to remember when you go in for a windshield replacement, though. Most insurers pay for the least priced replacement accessories. This means that when you opt for a high quality but priced OEM (original equipment manufacturer) glass, your insurer may not be willing to pay for it but may only be willing to reimburse the price of aftermarket glass which does not match up in quality. You may have to use your negotiation skills here and opt to pay the cost difference and get the OEM glass installed.
It is important to opt for windshield experts when it comes to repairs or replacement of your vehicle’s windshield. They are likely to assess the damage and determine if your windshield needs repairs or replacement. Not only will they do a professional job but will also help in negotiating your reimbursement with the insurance company.