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Black Book White Paper Looks At 84-Month Loans

Black Book Lender Solutions announces it has released its latest white paper, “Collateral Insight Is Critical To 84-Month Auto Loans”, where Black Book takes a look at how collateral data impacts the decision to expand a portfolio with longer-term loans.

Several factors are driving longer-term auto loans today: The desire to expand lender portfolios; rising vehicle transaction prices; and the need to keep payments under $400 monthly for consumer budgets. How can collateral data be leveraged to bring these loans into a portfolio and remain profitable?

The White Paper takes a close look at the following:

  • What is driving more extended-term loans?
  • Four considerations when determining risk levels.
  • Why household income plays a key role.
  • How collateral insight can help you with portfolio decisions.

Feel free to download by clicking here

Views: 41

Tags: auto, black, book, car, depreciation, loans, values, vehicle

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