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Millions of people are injured in car accidents each year, which is scary to think about when you are one of the drivers out there. Most people don’t think about getting in an accident until it happens, and they may not know what to do. It’s important to be prepared because it can be hard to think in the heat of the moment.

Stay Safe

Most people wait for paramedics where the accident happened, but that could be a mistake. The goal is to avoid being hurt any worse than you were in the initial accident. If you are in the middle of a busy road, or by a blind curve, you need to move your car. If you aren’t able to move the cars, make sure that you move away from them to wait for the police. If someone is injured, don’t move them. If possible, try to get other drivers to redirect traffic around you. If they still work, turn your hazard lights on.

Talk to People

It is important that you do your best to talk to some of the people who might have seen the accident. These accounts could help you later on with your insurance claim or if you end up needing to pursue legal action. You don’t need to get a full statement, but do grab their contact information. This is especially useful if the accident that you are involved in is a hit and run. These witnesses could be key to tracking down the person that hit you.

Cooperate with Everyone

When the police arrive at the scene, make sure you cooperate with them. They are there to help, not make your life miserable. They will need to talk to you, the other driver, and any other witnesses and collect your statement. If possible, they will assign fault for the accident. If they assign fault to you, and you weren’t at fault, talk to them calmly. You may not change their mind, but you are more likely to have success if you remain calm and cooperative. You should also make sure that you exchange information with the other driver. Even if they did something stupid, they didn’t set out to hurt you, so try to remain civil.

Collect Details

If you can, take pictures of your car and the other car. You will want close up pictures of the damage, pictures of the position of the cars in relation to each other, and pictures of the overall scene. You should also make note of any details that you remember. How fast you were going, where you distracted, what was the weather like, when did you see the other car, and other details can make a big difference in your insurance claims and any legal action that you take.

Find a Lawyer

Most of the time, car accident cases don’t end up in court. Legal requirements for adequate insurance and other protections have reduced the amount of court cases that deal with these sorts of things. However, if you or someone else involved in the accident ends up with severe injuries, you may end up needing to go to court for compensation for medical treatment. If you do end up in this situation, make sure you find a lawyer who has experience with personal injury cases. They will be able to help you receive the compensation and assistance that you need to recover.

Hopefully, you are never in an accident, but at least you are now a little more prepared. Do not be afraid of taking other precautions because no one can predict the future.

Views: 43

Tags: accident, car, insurance, tips


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